Mortgage Blog

Fed Rate Cuts, Why Mortgage Rates Are Not Falling Faster

December 15, 2025 | Posted by: Walter Mackelburg

When the Federal Reserve announces a rate cut, homeowners naturally expect mortgage rates to drop right away. Headlines often make it sound simple, the Fed cuts rates, borrowing gets cheaper, and mont ...

Dec 10-2025 - Federal Reserve issues FOMC statement

December 10, 2025 | Posted by: Walter Mackelburg

Available indicators suggest that economic activity has been expanding at a ...

Over 4 M U.S. Homeowners Could Refinance as Rates Stabilize

November 21, 2025 | Posted by: Walter Mackelburg

Did You Know ? Did you know that more than four million U.S. homeowners are now poised to benefit from refinancing their mortgages because interest rates have started to stabilise and some borrowers l ...

Why rising inventory and slowing U.S. home-price growth matter for lock-in strategy

November 10, 2025 | Posted by: Walter Mackelburg

Across the United States, the housing market is showing its first real signs of balance in years. With more homes hitting the market and price growth cooling, many buyers and homeowners are wondering ...

October 29, 2025 - Federal Reserve issues FOMC statement

October 29, 2025 | Posted by: Walter Mackelburg

Available indicators suggest that economic activity has been expanding at a ...

Why Now Is a Smart Time to Re-Evaluate Your Mortgage Strategy (Even if You’re Not Ready to Move)

October 20, 2025 | Posted by: Walter Mackelburg

For many American homeowners, the mortgage conversation tends to fade into the background once the loan is closed. But in 2025, that old "set it and forget it" mindset could be costing you thousands. ...

How Lower Rates Could Help Gig Workers Get Mortgages in 2025

October 6, 2025 | Posted by: Walter Mackelburg

As interest rates ease somewhat from their peaks earlier in the year, the mortgage landscape in the United States is shifting. For gig workers and self-employed professionals, this shift may o ...

Sept 17-2025 - Federal Reserve issues FOMC statement

September 17, 2025 | Posted by: Walter Mackelburg

Recent indicators suggest that growth of economic activity moderated in the first half of the year. Job gains have slowed, and the unemployment rate has edged up but remains low. Inflation has moved u ...

Home Selling Season is Around the Corner: Tips to Get Ready

August 27, 2025 | Posted by: Walter Mackelburg

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

Should You Pay Off Your Mortgage Early?

August 13, 2025 | Posted by: Walter Mackelburg

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...

Getting you the mortgage you deserve